ANALYSIS OF BANKING EFFICIENCY USING THE DEA (DATA ENVELOPMENT ANALYSIS) METHOD AT MESTIKA BANK WHICH IS LISTED ON THE INDONESIA STOCK EXCHANGE

Main Article Content

Cindy Jessica
Thomas Sumarsan Goh
Elidawati Elidawati

Keywords

Banking Efficiency, Data Envelopment Analysis, Economic Activity

Abstract

Bank Mestika is a private city bank domiciled in the city of Medan. Initially, Bank Mestika's efficiency performance evaluation was measured using financial ratios, but according to some experts the efficiency assessment could not be done partially but had to take into account all existing outputs and inputs. The purpose of the study was to find out how the level of efficiency of Bank Mestika is based on the size of the bank as seen from total assets using the Data Envelopment Analysis (DEA) approach. In this study, the object of research is banking efficiency, which is assessed by the size of the bank measured by total assets, BOPO is measured from interest income, interest expense, while ROA is measured from profit before tax with total assets. The Data Envelopment Analysis (DEA) method is used to measure banking efficiency in 2020 at Bank Mestika which is listed on the Indonesia Stock Exchange. The results show that Bank Mestika Dharma, Tbk is also facing inefficiency, meaning that the economic activity unit has not been able to allocate its resources optimally. The DEA approach can see the source of inefficiency by measuring the potential improvement of each input.

Abstract 331 | PDF Downloads 0

References

Dwiastuti, Rini. 2017. Metode Penelitian Sosial Ekonomi Pertanian Dilengkapi Pengenalan Metode Penelitian Kuantitatif, Kualitatif dan Kombinasi Kuantitatif-Kualitatif. Malang : UB Press.
Farchah dan Kusmargiani. 2020. Analisis Efisiensi Bank Umum Konvensional Di Indonesia Menggunakan Metode Data Evelopment Analysis (DEA) Pada Tahun 2014-2018. keunis Majalah Ilmiah – ISSN No 2302-9315 Vol. 8 No 1 Thn VIII Januari 2020.

Fauziah, Syifa Ikrima; Erry Sunarya dsn Kokom Komariah, 2018. Analisis Efisiensi Dengan Menggunakan Metode Data Envelopment Analysis Pada Bank Umum Syariah. Journal of Management and Bussines (JOMB)/ Volume 1, Nomor 1, Juni 2019/ e-ISSN: 2684-8317.

Ikatan Bankir Indonesia. 2016. Memahami Bisnis Bank. Jakarta : PT Gramedia Pustaka Utama.

Irawati, Dwi. 2021. Struktur dan Dinamika Industri Perbankan Indonesia. Yogyakarta : Bintang Pustaka Madani (CV Bintang Surya Madani).

Kuras, Purba. 2019. Manajemen Perbankan. Bandung : Yrama Widya.

Riyanto, Bambang. 2016. Dasar-dasar Pembelanjaan Perusahaan. Cetakan Kelimabelas. Edisi Keempat. Yogyakarta : BPFE Yogyakarta.

Sagantha. 2020. Analisis Efisiensi Perbankan Syariah Dengan Metode Data Envelopment Analysis (DEA) Dan Nilai Islam Studi Kasus Pada Bank Syariah W, X, Y dan Z Periode 2010 – 2016. Jurnal Ekonomi Syariah, Vol. 1 No.1 Desember 2020/ ISSN 2746-8933 (online)/ Universitas Pamulang.

Sujarweni, Wiratna. 2017. Analisis Laporan Keuangan Teori, Aplikasi & Hasil Penelitian. Yogyakarta : Pustaka Baru Press.

Zaharuddin, Supriyadi, Sri Wahyuningsih. 2021. Gaya Kepemimpinan dan Kinerja Organisasi. Jawa Tengah : PT Nasya Expanding Management.