The Influence of Financial Literacy and Lifestyle on Consumptive Behavior of Management Department Students, Khairun University – Ternate. JManagER, [S. l.], v. 3, n. 1, p. 44–55, 2023. Disponível em: https://ojs.feb.uajm.ac.id/index.php/jmer/article/view/461. Acesso em: 29 apr. 2026.