THE EFFECT OF FINANCIAL LITERACY AND FINANCIAL ATTITUDE ON THE USE OF DIGITAL WALLETS AMONG STUDENTS IN SURAKARTA CITY. AJAR, [S. l.], v. 5, n. 02, p. 193–206, 2022. DOI: 10.35129/ajar.v5i02.346. Disponível em: https://ojs.feb.uajm.ac.id/index.php/AJAR/article/view/346. Acesso em: 2 oct. 2025.