Identification of Financial Literacy level – Case Study of Small Business Owner or Manager in Gowa Regency. JManagER, [S. l.], v. 1, n. 1, p. 87–98, 2021. Disponível em: http://ojs.feb.uajm.ac.id/index.php/jmer/article/view/236. Acesso em: 3 feb. 2026.