The Influence of Financial Literacy and Lifestyle on Consumptive Behavior of Management Department Students, Khairun University – Ternate

Abstract

This study aims to determine the influence of financial literacy and lifestyle on consumptive behavior of students in Management Department, Faculty of Economics and Business, University of Khairun, Ternate. This study uses quantitative research, and the population in this study was all students in Management who are active from the first semester to the seventh semester. The sampling method in this research was probability sampling and the sampling technique in this study uses proportionate stratified random sampling. As many as 100 students participated in the study. The results of this study indicate that partially and simultaneously financial literacy and lifestyle significantly influence the behavior of consumptive behavior.