Risk Analysis and Risk Mitigation in PT. BPR Artanawa

Abstract

The banking business is currently quite developed and is increasingly needed by the community. Banks as financial institutions play a role in enhancing the country's development because they can provide services in the form of credit to the public. The existence of credit from banks will certainly benefit the community because it can facilitate the acquisition of additional capital in their business activities. Bank Perkreditan Rakyat (Rural Bank herewith BPR) is a business entity that collects funds from the public in the form of savings and distributes them to the public in the form of credit or other forms in order to improve the standard of living of the people in general. The study reveals that using effective risk management properly lead to good financial performance of PT BPR Artanawa.